Blog
Notes on home and property
Practical, plain-English thinking on Singapore property — no jargon, no hype.
30 August 2026
National Day Rally 2026: higher income ceilings, more ballot chances — and what you should do about it
The income ceiling for new flats rises to S$16,000, executive condominiums to S$18,000, and families with children get an extra ballot chance per child. Here is who it helps — and the dates you cannot afford to miss.
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28 July 2026
The 15-month wait-out is gone: what private owners can (and still cannot) do from today
Private property owners can now buy a HDB resale flat immediately — no more 15-month wait. But the rule change has clear edges, and the fine print matters more than the headline.
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21 July 2026
The S$950 million Tan Boon Liat deal: how rezoning is about to reshape River Valley's edge
A 1970s furniture warehouse just became Singapore's biggest collective sale of the year — not because the market got hotter, but because a planning decision changed what the land is allowed to be.
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18 July 2026
Most million-dollar HDB buyers paid nothing above valuation — who is buying, and why it matters to you
Nearly seven in ten buyers of million-dollar flats paid zero cash over valuation in 2025. That single fact says a lot about where this market really is — and the age breakdown says even more.
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11 July 2026
Lentor's first profitable sub-sales: what 39 deals reveal about what buyers want
Lentor Modern's earliest resellers have banked profits of up to $590,700 — and the pattern of who bought what tells us a lot about today's sweet spot for size and price.
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4 July 2026
3,600 new homes are launching in 2H 2026 — here's how to choose well
Eleven launches, from a 25-unit freehold boutique to a 1,268-unit mega-project. More choice is great — but only if you know what you're choosing between. Here's my take.
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1 July 2026
Renting out your HDB flat: a first-time landlord's checklist
Thinking of renting out your flat? Here's the plain-English checklist I walk every first-time landlord through — eligibility, pricing, tenants and paperwork.
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28 June 2026
October's BTO launch: 7,970 flats, six towns, one last chance this year
Bedok by the beach, Toa Payoh next to an MRT, Yishun's newest precinct — the final BTO exercise of 2026 has genuine standouts. Here's how I'd think about where to apply.
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22 June 2026
Is the en-bloc lottery warming up again? What owners of older condos should know
Collective sales are picking up for the first time in years — $1.39 billion transacted by May, with big tenders still open. If you own an ageing condo, here's how to think about it calmly.
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20 June 2026
Five questions to ask before upgrading from your HDB
Upgrading is one of the biggest financial moves most Singaporean families ever make. Before you fall in love with a showflat, sit down with these five questions.
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10 June 2026
Buying property in Singapore as a foreigner: the honest version
Yes, you can buy. No, it isn't cheap. A clear walk through what foreigners can purchase, what it really costs upfront, and who still buys despite the 60% ABSD.
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